Financial Fact Find – Accretive Wealth Management

Basic Client Data

Please complete all required fields marked with an asterisk. This information forms the foundation of your financial plan.

Adviser Information

Client 1 Name *

Client 2 Name

Adviser Name *

Date Completed

Place / Method

Client Agreement Date

Client Agreement Reference Number

Client 1 — Personal Details

Title

Gender

Forename(s) *

Surname *

Preferred Name / Salutation

Date of Birth

Marital Status

National Insurance Number

Tax Resident Status & Domicile

Passport Number (Red Flag ID)

Driving Licence Number (Red Flag ID)

Client 2 — Personal Details If applicable

Title

Gender

Forename(s)

Surname

Date of Birth

Marital Status

National Insurance Number

Tax Resident Status & Domicile

Contact Details — Client 1

Home Address

Occupancy Status

Time at Current Address

If less than three years at current address — all previous addresses for that period

Telephone Numbers *

Email Address *

Preferred Contact Method

Contact Details — Client 2 If applicable

Home Address

Occupancy Status

Time at Current Address

If less than three years — all previous addresses for that period

Telephone Numbers

Email Address

Preferred Contact Method

Client Overview

Details about health, personal circumstances and financial dependants to inform appropriate advice.

Client 1

Do you have an up-to-date Will?

Do you have a Lasting Power of Attorney?

Intentions of Will (if yes)

Current State of Health

Smoker Status

Medical Conditions (if any)

Financial Dependants (names, ages, term of dependency)

Foreseen Changes to Personal Circumstances

Adverse Credit History?

Politically Exposed Person (PEP)?

Country of Domicile

Country of Residency

State Benefits Received

Monthly Benefit Amount

Client 2 If applicable

Do you have an up-to-date Will?

Lasting Power of Attorney?

State of Health

Medical Conditions

PEP?

State Benefits Monthly Amount

Vulnerability Assessment

Internal use only. Please complete this section carefully and confidentially.

🔒 Internal / Admin Only

Client 1

Is the client potentially vulnerable? Select all that apply:

Recent bereavement In poor health (physical or mental) Old age (over 75) English not first language Unemployed / dependent on state benefits Adverse credit history

If elements apply but client is not vulnerable — explain why

Has vulnerable client accepted face-to-face meeting? If not, explain (in client's words)

🔒 Internal / Admin Only

Client 2

Recent bereavement In poor health (physical or mental) Old age (over 75) English not first language Unemployed / dependent on state benefits Adverse credit history

Notes

Occupation & Workplace Pension

Employment details and auto-enrolment information for both clients.

Client 1

Occupation

Employment Type

Business Name

Date Started Employment

Gross Income Per Annum

Auto-Enrolment Available?

Has Client Joined Scheme?

Max Matching Being Paid?

Employee / Employer Contribution (% or £)

Current Workplace Pension Value

Client 2 If applicable

Occupation

Employment Type

Business Name

Gross Income Per Annum

Current Workplace Pension Value

Auto-Enrolment Joined?

Financial Summary

Income, expenditure, assets and liabilities overview.

Income & Expenditure

	Client 1 (£/month)	Client 2 (£/month)	Joint (£/month)
Net monthly income
Monthly committed outgoings
Monthly discretionary outgoings
Total monthly outgoings
Disposable income

Expected changes to income or expenditure?

Client Assets

Main Residence Value

Other Property Value

Cash Savings

Client Liabilities

Mortgage Balance

Monthly Repayment

Mortgage Interest Rate

Retirement Planning

Retirement objectives, state pension details, and income requirements.

Client 1

Target Retirement Age

State Pension Age

NI Gaps — History of Self-Employment, Child Care, Unemployment, etc.?

Minimum Income Reqt. (essential costs)

Ideal Income Requirement (discretionary)

Client 2 If applicable

Target Retirement Age

State Pension Age

Minimum Income Requirement

Ideal Income Requirement

Pension Plan Details

Detail existing pension arrangements including defined benefit schemes.

Pension Plan 1

Owner

Provider

Current Value

Paid Up or Still Contributing?